Terms of Service

1. Acceptance of Terms

By accessing or using the website of NewWave Ventures Inc. ("Company," "we," "us," or "our") at new-wave-ventures.com, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website or services. NewWave Ventures Inc. is a direct lender providing financial services from New York, NY.

2. Description of Services

NewWave Ventures Inc. is a direct lender that provides business loans, working capital, growth funding, revenue-based financing, equipment financing, and other capital solutions to businesses. All lending decisions are made in-house by our underwriting team. We do not operate as a broker or intermediary.

3. Eligibility

To use our services, you must be at least 18 years of age, a legal resident of the United States, and authorized to enter into binding agreements on behalf of your business. By submitting an application, you represent that the information you provide is accurate and complete.

4. Application and Lending Process

Submitting an application does not guarantee approval. All applications are subject to our underwriting criteria and review process. We reserve the right to approve, deny, or modify any application at our sole discretion. Approved applicants will receive a written offer with clear terms and conditions before any agreement is executed.

Providing your phone number on any application or form is optional and is not a condition of purchase of any goods or services. You may apply for and receive lending products without providing a phone number.

5. SMS/Text Messaging Terms

If you opt in to receive SMS text messages from NewWave Ventures Inc., you agree to the following terms:

• NewWave Ventures Inc. may use an Automatic Telephone Dialing System (ATDS) or automated technology to deliver SMS text messages to the phone number you provide.
• Consent to receive SMS messages via an ATDS is not a condition of purchase of any goods or services from NewWave Ventures Inc.
• Message and data rates may apply depending on your mobile carrier and plan.
• Message frequency varies based on your account activity and our communications schedule.
• You may opt out at any time by replying STOP to any message received from us.
• For help, reply HELP to any message or contact us at itai@new-wave-ventures.com.

By opting in, you provide your prior express written consent to receive SMS messages from NewWave Ventures Inc. sent via an Automatic Telephone Dialing System (ATDS). This consent is voluntary. You are not required to opt in to SMS messages delivered via an ATDS as a condition of purchasing any goods or services.

We do not sell, share, or distribute your phone number or SMS consent data to third parties for their marketing purposes. Your information will only be used as described in our Privacy Policy.

6. User Responsibilities

You agree to:

• Provide accurate, current, and complete information in all forms and applications
• Not use our website for any unlawful purpose or in violation of these Terms
• Not attempt to interfere with the operation or security of our website
• Not submit false or misleading information in connection with a lending application

7. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of NewWave Ventures Inc. or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

8. Disclaimer of Warranties

Our website and services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of harmful components. We make no guarantees regarding the accuracy or completeness of any information on our website.

9. Limitation of Liability

To the fullest extent permitted by law, NewWave Ventures Inc. and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless NewWave Ventures Inc. and its affiliates from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from your use of our website, violation of these Terms, or infringement of any third-party rights.

11. Third-Party Links

Our website may contain links to third-party websites or services. We do not endorse and are not responsible for the content, policies, or practices of any third-party websites.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in New York, NY.

13. Modifications

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website after any modifications constitutes your acceptance of the revised Terms.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact Us

If you have any questions about these Terms of Service, please contact us:

NewWave Ventures Inc.
New York, NY
Email: itai@new-wave-ventures.com
Website: new-wave-ventures.com

To opt out of SMS messages sent via our Automatic Telephone Dialing System (ATDS), reply STOP to any message or email us at itai@new-wave-ventures.com. Consent to receive automated messages is not a condition of purchase of any goods or services.